Night-ledger capital
always online
Positions,
not promises.
FH FINANCEHOLD SA holds long-term capital positions in companies with durable models. We structure lending and participations with the discipline of a Swiss holding — visible terms, traceable logic, no theatre.
Growth Participations
Direct equity and mezzanine stakes in established mid-market companies with proven unit economics. Minority positions, defined governance rights, and a documented path to exit.
Secured Lending
Senior and unitranche facilities secured against real assets, contracts, or stable cash flows. Tenors matched to the underlying business cycle rather than a credit template.
Transitional Capital
Short-dated facilities for acquisitions, ownership changes, and restructurings where timing determines outcomes. Daily interest, no early-exit penalty, refinancing path documented up front.
A holding company is only as credible as the positions it can defend. We have never signed a facility we could not explain in one page — and we do not intend to start.
Half a percentage point on a CHF 5M facility over seven years equals roughly CHF 175,000 in extra interest. One hour of negotiation repays itself many times over.
Most mid-market defaults trace to mismatched repayment schedules, not headline rates. Structure that mirrors the cash cycle prevents more failures than a lower coupon ever will.
Companies with pre-arranged capital close acquisition processes roughly four times more often. Readiness is a strategic asset, not an afterthought.
Every FH facility ships with a plain-language term summary alongside legal documents. If a condition cannot be explained in one page, we rewrite it.
Four stages, each on the record.
Every stage ends with something in writing. You will never wonder what we are waiting for, or where your file stands.
Discussion
A 25-minute call to map the business, the financing need, and any timing constraints. No commitment, no documents required.
Indicative Terms
A written term sheet within 24 hours: instrument, amount, pricing, tenor, and conditions — complete enough for a board paper.
Underwriting
Financial review, collateral assessment, and structural analysis together. Most decisions issued within 72 hours of complete documentation.
Closing
Legal formalities completed and funds released on the agreed schedule. Plain-language summary of final terms accompanies every signed instrument.
Write to FH.
Send a short note describing the company, the capital requirement, and the timeline. A senior member of our investment team responds within one business day — directly, not through a queue.
Alpenstrasse 15
Zug, ZUG 6300
Switzerland
FH Partner App
Review term sheets, monitor holdings, and access disbursement schedules from a single secure dashboard. Built for partners who prefer figures in order.